At Seton Hall, we want to help you realize your college dream by making a quality education as affordable as possible. That’s why we provide over $70 million a year in financial aid to our students. At Seton Hall, 97 percent of our students receive some form of financial aid, and about 93 percent of our students receive scholarships or grant money directly from the University.
Many students are surprised to learn that the actual cost of attending Seton Hall after they receive scholarships and grants may be a lot less than they think. One of the biggest mistakes families make is ruling out a school early in the application cycle due to the anticipated expense. In actuality, you won’t know the bottom line cost until about April of your senior year of high school, after you have received financial aid packages from all the schools you applied to. After reviewing the aid you are offered at each school, you can compare the actual bottom-line cost of each school. In the meantime, visit our cost calculator for an estimate.
All students at Seton Hall are automatically considered for a scholarship at the point of admission based on their academic record. Generally, the higher a student’s academic standing, the higher the scholarship award. Notification of these awards is sent along with your admission decision. These awards are merit-based and do not require you to file the FAFSA.
In addition, there are many other scholarship opportunities available at Seton Hall. These are specialized awards for students with specific interests or talents, like pre-med students or students with a strong record of community service, those interested in our debate team or pep band, or children of alumni, to name a few. Many of these awards require a special application and have an application deadline of January 1. Learn more or apply today by visiting www.shu.edu/go/scholarships
Applying for Financial Aid
Scholarships from Seton Hall are only one source of financial aid. In addition, you may qualify for need-based assistance from the federal or state government, as well as from Seton Hall University. The only way to find out if you qualify is to file the Free Application for Federal Student Aid (FAFSA).
Many families are under the impression that they shouldn’t bother filing the FAFSA form because their income is too high and they won’t receive any financial aid. This is a common misconception because the FAFSA takes more than income into consideration. While you are not guaranteed to receive need-based grants, everyone who files the FAFSA qualifies, at a minimum, for a low-interest student loan. Filing is also the only way to apply for a parent PLUS loan or to see if you qualify for a federal work study job.
How to file:
The FAFSA is the only form required at Seton Hall (we don’t require the CSS Profile). There is no fee to apply and you can apply online by visiting www.fafsa.gov. Make sure you list Seton Hall on your FAFSA form, along with our code: 002632.
When to file:
It’s important to file your FAFSA as soon as possible after January 1 of your senior year (if you are an incoming freshman), preferably by February 15. It is critical to file on time as some aid is given on a first-come, first-serve basis.
What happens after you file?
It will take about four weeks for the government to process your FAFSA and the results will be sent to you on a form called a Student Aid Report (SAR). This lets you know your expected family contribution (EFC) and if you qualify for a need-based grant from the federal government. The federal government will also send your results to your state so they can review your data and determine if you qualify for a need-based grant from the state. If you are from New Jersey, please be advised that the State of New Jersey will also need you to answer a few additional questions. For more information, visit the Report Additional Information tab on the website for the Higher Educational Student Assistance Authority (HESAA) at www.HESAA.org.
Why is your EFC important?
Your expected family contribution (EFC) will determine if you are eligible for a need-based grant from the federal or state government as well as Seton Hall. In addition, your EFC will be used to determine your financial need. Seton Hall takes the total cost of education at the University — tuition, fees, room and board, books, travel and personal and miscellaneous expenses — and deducts the Expected Family Contribution calculated by the government. The amount remaining is your financial need. (Total cost – EFC = need). Your level of need will also determine if you qualify for federal work-study and if your student loans will be subsidized or unsubsidized.
When will I know the bottom line?
If you filed a FAFSA and listed Seton Hall University, we will receive your FAFSA results from the government and use this to put together a financial aid package for you. This package will provide you with a summary of the total cost of education (tuition, fees, books, room and board, travel, personal expenses, etc.) and also all forms of financial aid you qualify for, such as scholarships from Seton Hall and need-based grants from the federal or state government. In addition, your award letter will inform you of the loans for which you are eligible as well as work study eligibility. The financial aid package is intended to give you a clear understanding of the bottom-line or net cost after all financial aid is applied. You should expect to receive your financial aid package in late March if you filed before February 15.
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